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As mentioned in the other story, FA met its increased funding goal. And they're going to need it, because the estimated costs - mostly debts - have jumped rapidly, as detailed on pages 5-6 of this update dated September 1.

To summarise, FA's physical hosting is $5,200/month. Current site contractors are $12,300/month. They pay $260/month for CDN and $90/month for email. So monthly operating costs are $17,850 or thereabouts - contractors being the largest part.

For comparison, Inkbunny's hosting+CDN is ~$320/month, 17 times lower than $5,200. This isn't too surprising because FA's latest submission ID is ~58,000,000, 16.6 times IB's 3,489,000 Total Pages/Files. (OK, so this doesn't count deleted submissions on FA's side, but IB's 2,492,000 current submissions wouldn't count the files and its highest submission ID 3,417,000 is about the same, so let's roll with it.)

The killer is the debt, for which I'm rounding figures slightly for readability (interest will increase anyway). There's $36,250 for prior contract work, plus $1,500 paid last month. PayPal Working Credit is $32,000. A business line of credit is $13,500. The amount owed to IMVU has ballooned to $83,000 (presumably including this). Dragoneer owed the IRS $6,100 for 2022 (and they don't even know 2023 but it wouldn't be unreasonable for it to be similar). And he had a total of $74,755 in debt from 12 credit and personal loan providers. So we're talking $164,100 in debt, maybe $170,000 adding in 2023 taxes. This doesn't count recent medical expenses, for which $40,000 has been given to his mother.

At an rate of, say, 7.5% (base +2%) that debt means ~$12,300 a year in interest alone. It's unlikely the credit cards are that low, although it's possible IMVU might waive it on their end to balance it out (and PayPal may include it). Add in the $40,000 above and $12,000 for ~6 months of mortgage and they're already $5,000 over the ~$217,000 raised after fees, not counting $11,000 estimated funeral/celebration costs.

So hopefully they can figure out which debt is the most expensive and address that first. After that, close to $20,000 a month expenses? Depends on whether the contractors are just for transition or a permanent budget line item. Either way, it's a lot of FA+ subscriptions.

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